logo

Download the App Now!

raise
raise
Home
MF CalculatorsUTI SIP Calculator
Career

UTI SIP Calculator

    Calculate your estimated returns:



SIP Investment

₹ 100
₹ 1,00,000

Expected Return Rate (p.a)

1%
30%

Time Period

1 yr
30 yrs

Total Investment

90,00,000

Returns

1,62,28,800



Returns
Total Investment


Yearly Return Summary

YearTotal InvestmentReturnsMaturity Value
20256,00,00040,4666,40,466
202612,00,0001,62,16013,62,160
202718,00,0003,75,38221,75,382
202824,00,0006,91,74230,91,742
202930,00,00011,24,31841,24,318
203036,00,00016,87,85252,87,852
203142,00,00023,98,95065,98,950
203248,00,00032,76,32880,76,328
203354,00,00043,41,07597,41,075
203460,00,00056,16,9541,16,16,954
203566,00,00071,30,7411,37,30,741
203672,00,00089,12,6091,61,12,609
203778,00,0001,09,96,5571,87,96,557
203884,00,0001,34,20,8982,18,20,898
203990,00,0001,62,28,8002,52,28,800

*Investing in the securities market carries risk. Please do your own due diligence before investing.

Top Performing UTI Mutual Funds

Scheme NameNAVAUM (in Cr.)Rating1Y Returns3Y Returns5Y ReturnsExp. Ratio

Explore Mutual Funds by Type

What is an UTI SIP Return Calculator?

The UTI SIP Return calculator provided by the UTI Mutual Fund is an online tool that allows investors to assess how much their investments through a Systematic Investment Plan (SIP) will be worth in the future.
Users can either find out the corpus amount at the end of the investment period or the monthly SIP amount required to reach a targeted corpus. Monthly SIP amount, expected rate of return, investment period and step-up percentage are among its inputs.
The calculator enables investors to set financial objectives objectively, and vary investment amounts with financial goals, risk appetite and budget. It also promotes financial discipline as investments are made irrespective of market fluctuations.


What is the Use of UTI SIP Calculator?

The UTI SIP calculator is a useful online tool for investors. Here are some of its uses:

1. Estimating the Corpus/Maturity Amount

The SIP calculator of UTI estimates the final investment amount or corpus at the end of the investment period. You have to enter the monthly SIP amount, expected rate of return and investment tenure.

Afterwards, the calculator forecasts probable returns from your SIP investments.

This feature assists in understanding how your investment could grow over time, helping in financial planning and goal setting.


2. Calculating the Monthly SIP Amount

The UTI SIP calculator is able to find the monthly SIP amount that must be invested in order to reach a particular corpus. The corpus amount and the investment period are provided as inputs by you.

Then, the calculator calculates the monthly investments required to achieve this objective.

When you have a specific financial goal in mind and want to know how much you should regularly invest to reach it, this feature becomes handy.


3. Future Financial Planning

The calculator allows for financial planning by adjusting variables such as investment amount, tenure, and return rates.

This tool quickly performs complex calculations, providing results that help you prepare your financial plans objectively.

By manipulating these variables, you can understand how changes in your investment strategy might impact your returns, aiding in making informed investment decisions.


4. Comparing Fund Schemes

The UTI SIP calculator enables comparison of different fund schemes. By inputting various parameters, you can see how different schemes perform under the same conditions.

This feature helps you make informed decisions about where to invest your money. It allows you to evaluate and choose the best-performing fund scheme that aligns with your financial goals and risk tolerance.


How can UTI SIP Calculator Help You?

The UTI Mutual Fund's online SIP calculator can help investors plan for financial goals by estimating the corpus amount at the end of an investment period and calculating the monthly SIP amount needed to reach a target corpus amount.

Guide on Using UTI SIP Calculator

Using the UTI SIP calculator is a straightforward process. Here are the steps:

  • Choose the UTI Mutual Fund Scheme: Plan the scheme in which you want to invest.
  • Enter the Amount: Input the amount you plan to invest regularly.
  • Choose the Investment Period: Specify the duration for which you want to invest.
  • Add estimated returns: Add returns you wish to expect from a mutual fund scheme.
  • Calculate: Click on the ‘Calculate’ button. The calculator will then estimate the returns on your SIP investment.

Remember, the results are based on the inputs and the expected rate of return. Actual returns may vary.

How to use UTI Lumpsum Calculator?

Using the UTI Lumpsum calculator is quite simple. Here are the steps:

  • Select the UTI Mutual Fund Scheme: Choose the scheme in which you want to make a lump sum investment
  • Enter the Investment Amount: Input the lumpsum amount you plan to invest.
  • Specify the Investment Duration: Enter the period for which you want to invest.
  • Calculate: Click on the ‘Calculate’ button. The calculator will then estimate the returns on your lumpsum investment.

How are Returns in UTI SIP Calculated?

To evaluate the profits on SIP UTI Mutual Fund investments, it is common to use the XIRR or the Extended Internal Rate of Return method as in any other mutual fund. XIRR is a measure that considers when and how much money comes in and goes out making it a good choice for calculating investment returns for SIPs where there may be many such transactions taking place over various periods.

The formula for XIRR is as follows:

=XIRR(values,dates,[guess])

In this formula:

  • values represent the series of cash flows.
  • dates are a series of dates that correspond to the given values.
  • guess is an initial guess of what the IRR will be.

About UTI Mutual Fund

UTI Mutual Fund is one of the oldest mutual fund companies in India, founded by the Government of India in 1963. It offers a range of over 50 products that cater to both basic and advanced investment needs. These include debt funds, hybrid funds, index funds, and liquid funds.

The company also provides a variety of investment ideas, such as sectoral bets, future-ready investments, rule-based investing, wealth creation, tax saving, and short-term parking.

UTI Mutual Fund has a nationwide distribution network spread across India. As of September 2023, it had over 22 million investor accounts under its 230 domestic schemes.






Invest & Trade with a Trading
Platform That's #MadeForTrade

Open your Dhan Account in minutes!
border

Explore  |  Sitemap

*All securities mentioned on this website are exemplary and not recommendatory.

We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

©2021-2024 Moneylicious Securities Private Limited. All rights reserved. CIN: U74999MH2012PTC433549 Moneylicious Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: 302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India.
Corporate Office: 302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.


For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.


Disclaimer: All communications with the client in the chat section are for support purposes only, and any commitments or statements made by the agent (human or virtual) shall not be binding on the company.


DHAN is a brand owned by Moneylicious Securities Private Limited. All DHAN clients are registered under Moneylicious Securities Private Limited. Clients are advised to refer to our company as Moneylicious Securities Private Limited when communicating with regulatory authorities.


Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances


Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders | NCL Client Collateral details |
MCXCCL Client Collateral details

Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Saarthi 2.0 Mobile App for Investors